Apply Online For a Mortgage/Loan
Applying for a loan or getting more information is easy. We offer you several convenient and secure options to get started.
| Business Hours |
| Monday - Friday | 8:00 am - 6:00 pm EST |
| Call 813-363-4352 |
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We use the most cutting edge technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems. We have taken the mystery out of approving and closing a home loan. This means that you can now get a loan faster, at a lower cost, with less paperwork and less stress!
Documents Required to Pre-Qualify for a Purchase or Refinance Mortgage
Information needed at time of application
Purchase/Refinance Loans
Instructions for completing loan application
- Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out. Application can be filed out online.
- If you are salaried: provide two years W-2 and one month of pay check stubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
- If you own rental property, please provide rental agreements and two years tax returns.
- If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
- Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
- If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.
- Provide copy of divorce decree if applicable.
- If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
- For a Purchase provide a copy of the Fully Executed Sales Contract.
- Provide a copy of your drivers license and social security card.
- For a Refinance please provide a copy of your property survey(looks like a small blue print).
- For a Refinance please provide a copy of mortgage coupon/statement and a copy of Home Owners Insurance.
Credit Lines/Home Equity Loans
Instructions for completing loan application
- Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
- If you are salaried: provide two years W-2 and one month of pay check stubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
- If you own rental property, please provide rental agreements and two years tax returns.
- Please provide a copy of the note on your 1st mortgage. This will normally be found in your closing loan documents.
- Please provide a signed letter explaining what you plan to do with the proceeds.
- Provide copy of divorce decree if applicable.
- If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
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